Gartner Worldwide’s IT Spending Forecast for 2013 reveals the shift to cloud computing and the conservative approach to IT investment at this time. While IT spending increased by 2.5 percent in 2012, Gartner projects a pullback of about 2.0 percent in 2013. Shifting currency exchange rates are also a factor entering into this projection.
The forecast includes global data from the following IT sectors:
- Computing hardware
- IT services
- Data center systems
- Enterprise software
- Telecom services markets
What Makes An Insurance Agent Great
Successful insurance agents rely upon long-term clients for repeat business. The insurance industry is one of the most competitive industries on the planet. It is also an industry undergoing a bit of transition as online providers compete with brick and mortar providers for market share. The technology may be a great way to get proposals and understand pricing but insurance inevitably boils down to relationships.
The interaction between an insurance agent can give almost as much peace of mind as the coverage itself. Regardless of the type coverage you have, when things go wrong and it is time to file your claim, you want an agent and a provider who know you and take a personal interest in your well-being. When push comes to shove, it is the personal touch that endears clients to their carrier.
Insurance agents have a lot to gain by paying attention to details and understanding the client’s needs. The essence of the insurance agent’s income is derived from annual renewals. Good agents cater to their existing clientele and are in touch even when they are not selling or promoting a product.
With many agents, the first contact comes via telephone. Excellent communication skills are a necessity for a long-term relationship with an agent. However, while communications are undeniably important, another important ability is the agent’s ability to listen to clients.
CIO’s Tough Decisions
If you have followed the gradual trend to cloud computing by businesses, you might come to think that Software as a Service (SaaS) is the only way to acquire the latest and greatest software. While it is true that industry giants like Oracle and Deltek have launched new cloud software at unprecedented rates and while true that many new software enterprises are creating products exclusively for SaaS, these products represent only a small fraction of the overall software marketplace.
The bulk of software development is designed for on-premise use through a perpetual license model. However more and more companies are realising the many benefits of Infrastructure as a Service (IaaS) and Software as a Service and are gradually shifting to cloud computing. This transition offers many financial and service advantages to SMEs and to large corporations.
However, many of the largest companies are challenged to shift due to heavy investments to their “loyalty” or “customized” software. These companies face the decision to use the cloud and their proprietary software or to attempt to transition the enterprise’s loyalty software to the cloud. Many publicly held corporations face this delicate choice.
However, for the most part, loyalty software programs can be new and improved for the cloud or imported for cloud use. It could take years to recoup the expenditures but as a model, the investment will be an excellent ROI. Continue reading
An article from the BBC in mid-March properly described many trends concerning cloud computing. Perhaps the world’s largest cloud user, Amazon.com, was referenced throughout the article. The cloud has enabled Amazon to rise from the ground to the clouds in a very short time. Persons who have used Amazon to procure goods enjoy a streamlined, smooth purchasing process. Continue reading
On March 22, 2013, The Python Software Foundation (PSF) and the UK technology firm Veber reached a quick and undisputed agreement about the branding of a new Veber product. Under the terms of the settlement, PO Box Holdings, a subsidiary of Veber, halted its trademark filing for its Python European cloud computing label and agreed not to contest PO Box Holdings’ name trademark. Continue reading
The Massachusetts Institute of Technology (MIT) is a world leader in technology and has been observing the trend to cloud computing with enthusiasm. The venerable educational institution has indicated that for database-drive applications, cloud computing software could reduce hardware expenditures by as much as 95 percent for companies large and small. Continue reading
The great cloud debate is not as complicated or intimidating as one might expect. Businesses who get tied up with concerns over security sometimes forget that they have operated in the cloud for years.
Chances are that if you have searched the Internet lately or if you use webmail, you have exposure to the cloud. These programs are rooted in cloud computing. If you are comfortable with your e-mail provider, there is no reason you cannot be comfortable with cloud computing.
What many SMEs misunderstand is that cloud computing is for everyone. Amazon, Google and Microsoft are not the only companies to benefit from cloud computing.