Gartner Worldwide’s IT Spending Forecast for 2013 reveals the shift to cloud computing and the conservative approach to IT investment at this time. While IT spending increased by 2.5 percent in 2012, Gartner projects a pullback of about 2.0 percent in 2013. Shifting currency exchange rates are also a factor entering into this projection.
The forecast includes global data from the following IT sectors:
- Computing hardware
- IT services
- Data center systems
- Enterprise software
- Telecom services markets
There are millions of brilliant websites. It is fair to say that every website means something special to its followers. Websites can promotes causes, human interest stories, products, services and more. Some website owners are happy to generate 1,000 hits a month while others would be disappointed with 1 million hits a month.
In trying to identify the most successful websites in the world for 2013, Alexa applied certain standards to their testing:
- Type Internet activities caused by the website compared to Internet activities inspired by other websites.
What Makes An Insurance Agent Great
Successful insurance agents rely upon long-term clients for repeat business. The insurance industry is one of the most competitive industries on the planet. It is also an industry undergoing a bit of transition as online providers compete with brick and mortar providers for market share. The technology may be a great way to get proposals and understand pricing but insurance inevitably boils down to relationships.
The interaction between an insurance agent can give almost as much peace of mind as the coverage itself. Regardless of the type coverage you have, when things go wrong and it is time to file your claim, you want an agent and a provider who know you and take a personal interest in your well-being. When push comes to shove, it is the personal touch that endears clients to their carrier.
Insurance agents have a lot to gain by paying attention to details and understanding the client’s needs. The essence of the insurance agent’s income is derived from annual renewals. Good agents cater to their existing clientele and are in touch even when they are not selling or promoting a product.
With many agents, the first contact comes via telephone. Excellent communication skills are a necessity for a long-term relationship with an agent. However, while communications are undeniably important, another important ability is the agent’s ability to listen to clients.